We need another economic knowledge!

In everyday life useful and politically structured economic knowledge – instead of fades and isolated knowledge a la business administration

The economic knowledge of the population is miserable, yes. But it is taught man from the wrong end. A useful economic education must begin at the nature of the individual, in his role as a burger, as a political being of name, which can repent his reality, if it may be and with others. In doing so, this individual also showed what economics today with him as a professional worker and consumer, and that you do not have to watch at all consumed.

Around 15 million Germans now have a Riester contract, ie a private (= commercial), demanded by the state. But: "It is probably not surprised to say that 15 million people in this country have a pension contribution, their essential foundations they do not understand", In addition, says Rudiger Jungbluth Lapidar in the time.

15 million that do not know what they are doing – that’s what they are to take, because the economic knowledge of the people is invaded.


In April launched Eurobarometer 342 Consumer Empowerment were asked three very simple questions that wanted to explore numerical financial basic knowledge of the respondents. Here are the questions:

  • Question 1: The same flat screen TV is on offer both in the business A as well as in the business B. Which is favorable? Judgment A: The price is 500 euros, with a discount of 10%; Judgment B: The price is 400 euros.
  • Question 2: Which of the following interest rate is best for savings or savings accounts? – 1%, 2%, 3%, 4%.
  • Question 3: A family must for a mortgage on their house in high 50.000 EURO 9 6% interest pay. What are the interest rates for the first year? 300 euros, 3000 euros, 5000 euros, 6000 Euro.

These are pretty simple and above all, they are everyday ies. However, 38 percent of Germans could not answer all three questions. Even worse in Austria, there were even 49 percent. "Show the results", Does the EU Commission say in the study published to the study, "that the state of knowledge and the competences of consumers move on a worrying low level."

The Commission should take itself to the nose, because the model of the European consumer policy forced by this forced European consumer policy and the model of business generally goes from an always well-informed and knowledgeable consumer, which fights Wacker through the Muhsige and Durable small print and loose all advertising tricks look through. Instead of defining clear game rules for providers and to get delighted business principles for prohibited, entrepreneurs only need to inform. However, such information was allowed to remain sophisticated to many consumers, otherwise the results mentioned earlier saw different.

Image: FBI

Catastrophic ignorance

National studies also come to such catastrophic results, such as the Max Planck Institute for Educational Research, Berlin (with Zeppelin University, Friedrichshafen). 50 percent of Germans do not even know the current unemployment rate, 75 percent can not be subject.

"The German knowledge too little about economic connections and therefore probably give away a lot of money", If it is in the report of the trading sheet, the study will only be available after the scientific publication, so Peter Kenging. Not as surprisingly: television consumption and economic knowledge correlate negative (cf. Children and Communication Electronics).

Then the economy comes to school

Entrepreneur associations have been committed for years to bring more economic knowledge to school. On the one hand with in the schools and in the unsuspecting hands of padagogows, friendly teaching materials, on the other hand, with the demand for a subject "business" at school.

You believe the young people were finally "the economy" understand better. Thus, the entrepreneurs also combine hope, people were more insight into the more knowledge "Necessity" have this economy. So see a view of payroll, for pensions, higher working hours, understanding for rationalization rates, for price increases, and so on.

What you imagine is an entry into economics broken down to the level of fourteen-year-olds. Including the enthusiasm for share prices and economic demand (opinions of the German commercial economy 2010). For this purpose, broad resistance has finally been formed (IBOB – for better economic education).

Commercial economic education is empty knowledge ..

Created knowledge of the economy, people are not very much, young people are not at all. It is felt as a fad as ballast as much others at school too. Sure, economic things are not as funny like Facebook, beer drinking and a hamburger food. However: VWL and BWL knowledge is a kind of empty knowledge for the lifetime of most people, as well as the knowledge of the denture structure of crocodiles for us Europe is rather cozy knowledge.

Education is always boring, if you can not do much with it, it is not relevant for everyday life, and above all not on your own little life. The fewest can therefore also begin with business administration, as only a few percent of the schoolers become entrepreneurs, and not even a few per thousand finance ministers or consultants of the Minister of Finance.

… empty knowledge and false theory

Also the neoclassical theoremodell, which the entrepreneurial side, the Minister of Finance and most functionaries from trade unions and other associated "business" Understand, good for everyday life. It goes off completely false, one-dimensionally platen printed realitate, information costs nothing and about all the lucklessly, the market participants know their potential benefits, so to speak, there are not the market and among market participants, etc. Since many believe in the economy, she won a normative power of the fact: only a few trust something to say about it. In the Middle Ages it was no different with the religion and the finest lined.

The neoliberal (and religious) variant of the mechanistic economy is all about the forced presentation that state activities are poison – the state may only demand companies (the development costs for new good figures) or in case of missing speculation pay the billions of losses (as now at the financial industry). Clear, if you take the infrastructure the infrastructure and makes a commercial matter from it, let yourself be wonderfully money. So you have made a money-income from television by commercialization, the economic interests have been through only the initiates. And so that it remains, no critical economic knowledge should be in the school.

The more responsible ocons, of course, know that their basic theory is quite realistic weakness, therefore, for many years, care variants, such as institutional concomity, the behavioralocomicity, the ocological economy, etc.

How it would be different

The everyday knowledge of the people is small today. In the many consumers who are bought, most of them are just superflatable. And what inflation is, you often do not know. Not only economic, also social knowledge is often missing: Countery conflict resolution is for many a foreign word, life risks are mispronucing, perception is often through "Fed" replace.

Incidentally, the allegedly exact economy has provoked an interesting emotional term, which "Fooled inflation", which is quite a blodglish that does not stop before the statistical stamps.

This suggests two things: in the educational institutions first to convey everyday practical knowledge, and second: the limited attention of the coarse majority should not be destroyed by Fades, trivial lexicon knowledge. For economic ies, that’s how you have to start in the center of the individual’s life?. For example, in the fact that many people with their professional work are pretty little and some people swearing much and that that is not a nature law, but unfair and a power question. Then at the fact that a clothing stuck is a hundred a hundred, the boutique owner, but maybe only 30 euros (is not a nature law), and finally on the fact that "healthy" also a "Blahed label surf" (Foodwatch) can be, and so on.

Necessary knowledge about the present economy

Such a critical knowledge of the economy is necessary, because otherwise those affected, people as consumers, workers and small entrepreneurs, puppets of a for them remain impenetrable system. And such a generally useful economic knowledge – so: knowledge and understanding of society and economy – must ame that people can design their reality themselves, according to which people were first of all political actors, unless they have lit in political distributors.

We need another economic knowledge!

Photo Karl Kollmann, anonymous strab artist

Burgering is the basis of economic education

Burger can in principle decide how to look for business. They are the people who make their world and environmental or easy developments. This is the indispensable foundation of any economic education, if you want to be more than a good isolated, technical fact knowledge, which is to be made, as ‘market economy’ from many companies or industries (such as the financial industry) is taken as a war showplatz, eliminated on the competitue criminal and Consumers as well as workers manipulated and corrupted are thirst and the livelihoods, the Hubsche "nature" be broken to fuel the pockets less.

Active burgers are political

The interests of the politically designing Burgers also belong that those affected themselves decide whether they want a commercial or a community (municipal) supply of drinking water or energy. Just as this should happen in Berlin, or how it happened in Paris a year ago. And who put themselves against Bahnhofe Mitsellschlucksspeculation to fight as in Stuttgart 21.

The commercializations led by the European Union have made infrastructure facilities for private investors for private investors – rarely was there for Burger benefits. Slowly, the pendulum swings something back, to municipal suppliers, as Burger liked to access their local and regional design possibility. In his municipality, the Burger can definitely influence, with a company only if he is majority owners, a few shares are not enough, that’s the trickiness of small investors.

We need another economic knowledge!

Photo: Karl Kollmann

To summarize this again: No classic Braves political knowledge (Z. B. How the reprintage democracy works on paper) and no traditional import into business administration, but only a practical political-economic education that discloses the interests of groups (eg. B. of soil speculators), can give sufficient competence and ability for everyday life as a burger and affected by the economy. The starting point of such an economic discourse must be the individual as a professional worker and consumer. Not the theoretical EU consumer, but the everyday funcher, which is drawn from the bag with many tricks and advertising promises. People can, on the other hand, are to be defeated if they have learned creativity, instead of brand names, promissory, tolerance and frustrated swallowing.

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