If you are unexpectedly burdened by expenses or want to do yourself some good with a purchase, although your financial cushion does not allow this at the moment, then the credit is a proven means. With a loan, you use your future earning power to finance an expense today. So far so good.
But what if you have been burdened with a negative Schufa entry? Or what the situation is like if you fear a burdensome entry because you are only checking a credit offer? Is then a loan disbursement unthinkable?
We show you how you can get a loan without a Schufa query or despite an existing Schufa entry. And, we also show you what you must pay attention to when applying for a credit without credit history, so that you do not fall into the trap of dubious rip-off artists.